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Your Finances, Your Future - Introduction

Basic Financial Education Resources For You, Your Family and Your Community

Your Finances, Your Future logo with chart illustration

Be $mart With Your Money!

From renting or buying a place to live, to paying off credit card bills or making a simple trip to the neighborhood store, Californians make important personal decisions about money each and every day.

Learn how to better manage your money and credit.

Our new Your Finances, Your Future Web pages are intended to provide access to basic, unbiased information on how to be smart about your personal finances.  Links to free non-profit and government resources will provide you with helpful information on:

• Improving your personal financial skills;

• Saving for emergencies, retirement and health care;

• Planning for big purchases such as buying a home or car;

• Avoiding the dangers of too much credit card debt.

As State Controller, I must "balance the State's checkbook" by carefully managing billions of dollars of public receipts and disbursements each year. But a financially healthy state must include financially healthy residents. During these tough times, millions of families are facing their own financial challenges. My parents were Taiwanese immigrants who, with less than $100 between them, came to the U.S. to build a better future. I vividly remember Mom and Dad's search for a safe and affordable home, a challenge for every family trying to find a decent place to live. They faced hardships and struggles, just like all of us who want to provide a better life for our families and communities.

I strongly encourage you take some time out of your busy day and explore our new Web pages. As Ben Franklin once said, "A penny saved is a penny earned," and that adage applies more than ever as we face these challenging economic times and look ahead to a brighter and more secure future.

-- John Chiang, California State Controller